Financial Institution Consultants

Our Firm History

ETA is the merger of two successful financial consulting firms.  Edwards & Associates, LLC was founded in June of 1983, by its principal M. Scott Edwards, a University of Arizona graduate and CPA. The firm recently added its newest partner Marcus Valen in June 2019 to form Edwards, Valen, & Associates LLC. Thrash and Associates, LLC was formed in 1995 by its principal Bobby Thrash, an Eastern New Mexico graduate with a masters in finance.    The firms collectively have provided thirty years of financial advisory services in the areas of internal audit, loan review, appraisal review, compliance, policies and A&D for financial institutions. During their histories, the firms have provided consulting services to over a hundred community Banks through at least two economic cycles.  Currently the new firm provides some or all of their services to over thirty banks in New Mexico, Colorado, Arizona and Texas.

Our Services

Our Key Solution Benefits
  • Same day response to compliance questions

  • Virtual file review prior to closing

  • Complimentary training sessions during scheduled on-site audits

  • We provide solutions along with findings presented with our work

  • Local staff to save you on travel costs

Knowledge Base

Continuing Education and Training

Our staff participates in continuing education and training to keep up to date with current issues and regulations. 

Experience and Certifications

Our staff has been trained and certified in their area of expertise, providing you with extensive knowledge in each audit and compliance area. 

Are you ready to use a local firm?

Ask for a competitive proposal today!

You tell your clients to Bank locally. Now it's time to hire locally in a firm invested in your community! We believe in community banking and are your outsource choice for success!

Check Out Our Software Division for Innovative Software Built for Bankers by Bankers

Consumer Lending Made Easy!

Cash Flow Analysis Made Easy!


 Address. 20 Esquila Road, Santa Fe NM 87508

M. Scott Edwards

Tel. 505-263-5796

Bob Thrash

Telephone: 505-263-3666

© 2019 Edwards, Valen, & Associates LLC an affiliate of EV Banking Solutions LLC