Our List Of Services

We do it all. Call for any service not listed below from IT Support to Software to Outsourced Staffing. We love our rural Community Banks. We generally serve the Southwest with local staff but if you're a community institution with trouble finding a service provider we're happy to fill the gap!

Proudly serving Arizona, Colorado, New Mexico, and Texas. 

Do you tell your customers to use large national banks? So why use big corporate firms? 

Services At a Glance

Lending

Loan Review

ALLL Analysis/CECL

Credit Analysis

Financial Spreads

Quality Control Review

Special Services

Due Diligence

Policy and Procedure Development

Management Study 

Department Analysis  

Workflow Optimization

Social Engineering

Vendor Management and RA

Outsourced IT

Compliance

Compliance Audit or Consulting Services

Fair Lending Self Assessment

Training & Compliance Support

Policy, Procedure, and Tool Development

Risk Assessment

Audit

Internal Audit

Operations Audit

State Requirements 

IT Audit/Pen Tests

GLBA Social Engineering

Trust Audit

HR Audit

We develop customized audit and compliance schedules with each client based on risk. Clients may select from a list of service with up front costs disclosed. Many new clients find our prices to be more than competitive. Our audit coverage goes well beyond our competitors. Before you select a service provider compare our scope of coverage.  

List of Services

Audit
Accounting Dept Review
Accounts Payable
ACH
Asset Liability Management
ATMs, Safety and Lighting and ADA Each 
Bank Controlled Accounts
BOD Management Supervision
Branch Review 
Call Report 
Collections or Cash Items

Collections Department 
Commercial Real Estate (CRE)
Debit Cards, Prepaid, Payroll NEW
Deposit Dept Review
Deposit Operations
Directors Exam
Due Diligence 
Due From or Correspondent Act

Dormant Accounts

Electronic Banking
Employee Account Review
Finance Dept Review
Financial Review

FDICIA Preparation

Garnishment, Reclamation, and Escheatment
General Ledger
GLBA Call NEW
GLBA Email NEW
GLBA Fax NEW
GLBA Physical
High Level Control Review
Insurance Risk Management
Interest Rate Risk
Investment Portfolio
IT Audit

Instant Issue Debit Cards
Loan Dept Review
Loan Operations
Management Analysis
Merchant Capture and RDC 
Merchant, RDC, Mobile NEW
Mortgage Operations
NDIP: Non Deposit Investment Products
Overdraft Clearing Review
Overdraft Practices Review NEW
Payroll
Penetration Testing
Personnel/Human Resources
Prepaid
Proof and Branch Capture

Remote Deposit Capture:Merchant/Mobile

P2P/POP
Quality Control Review
Record Retention

Retail Lending
Risk Management
Security and Alarms
Strategic Planning 
Surprise Cash Audit(S) 
Trust & Investment Review
Vendor Management Review
Wire Transfer and Operations

Compliance
ALM/BSA
ATR Rules
CAN-SPAM
Deposit Compliance Monitoring
Equal Opportunity Credit

Elder Abuse
Fact Act Red Flags/ID Theft
Fair Housing
Fair Lending Side by Side

Federal Deposit Insurance 

Flood
HOEPA/HPML
Home Owners Protection Act

Home Owners Protection Act NM

HMDA

IRS Reporting Requirements (1099/1098)

Reg B. Appraisal Rules NEW
Regulation B: Denials

Overdraft Protection Review
Regulation P: Privacy & GLBA FTC Rules NEW
Regulation BB: CRA
Regulation GG: Internet Gambling
Regulation AA: UDAAP
Regulation C HMDA File Review
Regulation CC and Check 21
Regulation D
Regulation DD: Truth in Savings
Regulation E 
Regulation F: Fair Debt Collection Practices Act
Regulation O: Loans to Insiders
Regulation R: Broker Dealers
Regulation U: Loans Secured by Margin Stock
Regulation V: Fair Credit Report Act
Regulation X: RESPA
Regulation Z: Truth in Lending
Right to Financial Privacy
SAFE ACT
Service Member Relief Act/Military Lending Act
Social Media Compliance NEW
Website Disclosure and Advertising NEW

Website ADA Review Coming Soon

How can you Leverage Our Firm?

Do you need additional compliance staff?

We work with your staff to perform monthly or quarterly monitoring to alleviate the burden on your compliance department for far less than you can hire another staff member. Plus, our staff our experts in all areas. 

Do you need help completing an audit schedule?

We can share the workload with monthly, quarterly, or annual reviews.

Do you need help training your new internal audit or compliance staff?

We offer side by side training to get your staff up to speed. We can developed audit plans, programs, and scopes. 

Why Hire Us?

Our firm only provides services to financial institutions in the banking industry. We are professionals with one focus to help your institution succeed!

We develop, author, and utilize our own compliance and audit programs. Why select a provider without the knowledge base to develop their own audit programs?

 

Contact Us

 Address. 20 Esquila Road, Santa Fe NM 87508

M. Scott Edwards

Tel. 505-263-5796

Bob Thrash

Telephone: 505-263-3666

© 2019 Edwards, Valen, & Associates LLC an affiliate of EV Banking Solutions LLC